R&D Capital Partners is a specialist financier. We provide U.K. based firms undertaking research and development activities, the ability to use their projected R&D Tax Incentive benefit as security to access funding, up to a year before the benefit can be claimed through the tax system. R&D companies with a turnover of less than EURO 100 million and less than 500 employees who are eligible to receive up to a 33% refundable tax offset, can drawdown a prepayment loan of up to 80% of the calculated benefit after incurring eligible R&D expenditure in the current year. Our typical borrower is an early stage business focused on R&D which requires new funding between GBP 50,000 to GBP 3 million to support its R&D programme through to its next milestone.
Our focus on the tax return as collateral allows us to provide funding solutions not provided by the traditional banking community. R&DCP lends to businesses across all industry sectors which to date have included healthcare, education, technology, business services, manufacturing and agriculture.
The critical focus is the eligibility of the R&D programme.